“Really great service, perfect communication all through the process. Very clear and honest”
- Jasmine
Trusted by a wide panel of UK lenders
What do you need today?
Why Wednesday?
- Clear, friendly advice. Built around your goals
- Wide lender network for real choice
- Straightforward timelines, fees and next steps
- Track.progress in your secure portal
Getting started
- 1A quick chat to understand your situation
- 2We scan suitable lenders and options
- 3You decide, we help with the paperwork
- 4We’ll keep you updated at every step
What our customers say
Real feedback from.people we've helped with loans and mortgages.
Rated Excellent by our customers
“We have had a very good experience dealing with Wednesday financials and especially Richard who was our case manager - the whole process with second mortgages was bit overwhelming for us but Richard and his team put us to ease and handled everything perfectly and we are very thankful for all the support and financial advice we have recieved - highly recommend their services to anyone considering secured loans and and their incredible services - Thank you again.”
- SJojy
“Excellent firm and customer service. Jimmy A was my case manager and after having a previous awful experience with a different company who messed me around for 3 months! Jimmy was very honest, polite, efficient and he kept in touch with me throughout the process from start to finish which was less than 3 weeks! I can’t thank him enough for his guidance, integrity and support – highly recommend him. Applying for a secured loan is very daunting and Jimmy totally made the experience smooth and quick.”
- Rachel
“Wednesday FS helped us.sort a second mortgage where our provider who we’d stayed loyal to for years failed us. Communication was excellent, constant and very timely. The process went very smoothly and Jimmy was very helpful and supportive.”
- Catherine
“Very quick, very attentive, very clear what was needed, asked the right questions to find the right product, would recommend.”
- Ben
“Brilliant from start to finish. Would recommend to anyone. Sorted in such a short time and did much more than anyone would expect. Sorted everything in no time at all.”
- Kevin
“I would highly recommend. You will be in safe hands.”
- Shauna
“Good communication, informative and not stressful, from beginning to the end very professional.”
- James
FAQs
Here are answers to some of the main questions people ask about our services in the UK.
What is the difference between secured and unsecured loans in the UK?
Secured loans use your home as security, which can mean lower rates but carries the risk of repossession if you miss payments. Unsecured loans do not use your home as.security, but rates may be higher and depend more on your credit history.
Can I get a mortgage with bad credit in the UK?
Yes. Some lenders consider applicants with bad credit. We check your options carefully and match you with suitable choices. Remember: your home may be repossessed if you do not keep up repayments on a mortgage.
How do bridging loans work in the UK?
Bridging loans provide short-term borrowing (usually 1–18 months) to cover gaps, such as buying a new home before selling your current one. You repay when you sell, refinance, or use another agreed exit. Missed payments can harm your credit rating.
Are there fees for your service?
We may charge a broker fee and/or receive commission from lenders. We will tell you all fees and commissions clearly and upfront before you decide to proceed, including how much they are and when they are payable.
What is a secured loan in the UK?
A secured loan lets you.borrow using your home as security. It can help with consolidating debts or funding home improvements, but you must keep up repayments or you may risk serious consequences, including repossession.
How much can I borrow with an unsecured loan in the UK?
You can usually borrow from around £1,000 to £25,000, depending on your income, credit history and affordability. We help you find a suitable amount, but missed payments can damage your credit rating and future borrowing.
What documents do I need for a mortgage in the UK?
Typically you will need proof of identity, address, income (such as payslips or tax returns) and bank statements. We will guide you through exactly what your chosen lender needs. Affordability checks always apply.
Can self-employed people get.bridging loans in the UK?
Yes. Many lenders consider self-employed applicants.if you can show a stable or realistic income picture. We help present your case to lenders, but you should note that missed payments can affect your credit record.
How long does it take to get a secured loan in the UK?
It can take roughly 4–8 weeks from application to funds being released, including property checks and legal work. We work to keep things moving and will explain all costs and timescales in advance.
What happens if I miss payments on an unsecured loan in the UK?
Missing payments can negatively affect your credit history and make future borrowing more difficult. Your.home is not directly at risk from an unsecured loan, but we strongly recommend only borrowing what you can comfortably afford.
This information is general and should not be taken as personalised financial advice. We will always discuss your own circumstances before making any recommendation.
Ready to explore your options?
Takes a couple of minutes. No obligation.
Important information
Wednesday Financial Services is a credit broker, not a lender. We work with a panel of lenders to find suitable options for you and keep information clear and fair so you can make informed decisions.
- Mortgage & Secured borrowing risk: Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Think carefully before securing other debts against your home.
- Fees: If we charge a fee for our service, we'll tell you the amount and when it becomes payable before you proceed.
- Commission: We may receive a commission from a lender if you go ahead with a product we introduce. On request, we will disclose the amount (or likely amount) of any commission we receive.
- Products and lending criteria are subject to eligibility and affordability checks. Rates and terms vary by lender and may change.
- Calls may be recorded for monitoring, training and quality assurance.